Retirement Plan Information

Instructions

The Retirement Plan Information section consists of the below tabs.

Retirement Plan Information

  • Name - This field is prefilled from existing user/account data and is not editable by the user.

    • This is the users name.

  • Age - This field is prefilled from existing user/account data and is not editable by the user.

    • This is the users age.

  • Retirement Status - This field is defaulted to 'Not Retired' and may be changed by the user at any time.

    • This field will be used to determine if a user is already retired or not.

  • Desired Retirement Age - This field is not prefilled, must be provided by the user and may be changed by the user at any time.

    • This is the age that the user would like to retire.

  • Retirement Plan End Year - This field is not prefilled, must be provided by the user and may be changed by the user at any time.

    • The is the year they want the plan to end on.

  • Annual Inflation Rate % - This field is prefilled/defaulted to 3% and may be changed by the user at any time.

    • This is the users expected average annual inflation rate before and during retirement.

  • Total Annual Compensation - This field is prefilled from existing user/account data (Lower Band of Net Income) and may be changed by the user at any time.

    • This is the users current total annual compensation. This figure should include all things such as salary, bonus, commissions, etc.

  • Annual Compensation Growth Rate % - This field is prefilled/defaulted to 3% and may be changed by the user at any time.

    • This is the average annual rate the user expects their total compensation to grow at.

  • Effective Tax Rate % - This field is prefilled/defaulted to 20% and may be changed by the user at any time.

    • This is the effective tax rate the user expects to pay on taxable distributions during retirement.

    Image of the PortfolioAnalyst retirement plan information panel.

Monthly Income

  • Income Label - Enter a Label for your Monthly Income.

  • Amount - Enter the Monthly Income Amount.

  • Taxable - Select Yes or No.

  • Set Custom Date Range? - Select Yes or No. If you select yes, you will be prompted to enter a Start and End Date.

    Image of the PortfolioAnalyst monthly income panel.

 

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