Individual- United States (Minimal Data) 

<?xml version="1.0" encoding="UTF-8" standalone="yes" ?>
<Applications xmlns="http://www.interactivebrokers.com/schemas/IBCust_import">
    <Application>
        <Customer type="INDIVIDUAL" prefix="joinn" email="dam@ibkr.com" external_id="MinimalData" >
            <AccountHolder>
                <AccountHolderDetails same_mail_address="true" external_id="MinimalData">
                    <Name last="Smith" first="John"  />
                    <CountryOfBirth>USA</CountryOfBirth>
                    <Residence country="USA" state="US-CT" />
                    <Email email="dam@ibkr.com" />
                </AccountHolderDetails>
                <FinancialInformation/>
            </AccountHolder>
        </Customer>
        <Accounts>
            <Account multicurrency="true" margin="margin" external_id="MinimalData" base_currency="USD"  >
                <TradingPermissions>
                    <TradingPermission country="UNITED STATES" product="STOCKS" />
                </TradingPermissions>
                <AdvisorWrapFees strategy="NO_FEES" /> <!-- Only Required for Advisor Clients -->
            </Account>
        </Accounts>
        <Users>
            <User prefix="joinn" external_user_id="MinimalData" external_individual_id="MinimalData" />
        </Users>
    </Application>
</Applications>