Joint - United States (Minimal Data) 

<?xml version="1.0" encoding="UTF-8"?>
<Applications xmlns="http://www.interactivebrokers.com/schemas/IBCust_import">
  <Application>
    <Customer type="JOINT" prefix="tester" md_status_nonpro="true" external_id="JointTester" email="tester@gmail.com">
      <JointHolders type="joint_tenants">
        <FirstHolderDetails same_mail_address="true" external_id="JointTesterFH">
          <Name first="John" last="Smith"  />
          <Email email="tester@gmail.com"/>
          <Residence country="USA" />
        </FirstHolderDetails>
        <SecondHolderDetails same_mail_address="true" external_id="JointTesterSH">
          <Name first="Jane" last="Smith"/>
          <Email email="tester@mail.com"/>
          <Residence country="USA" />
        </SecondHolderDetails>
      </JointHolders>
    </Customer>
    <Accounts>
     <Account base_currency="USD" external_id="JointTesteriAC1" multicurrency="true" margin="Cash" >
        <TradingPermissions>
            <TradingPermission country="UNITED STATES" product="STOCKS" />
        </TradingPermissions>
        <AdvisorWrapFees strategy="NO_FEES" /> <!-- Only Required for Advisor Clients -->
         </Account>
    </Accounts>
    <Users>
      <User prefix="tester" external_user_id="JointTester" external_individual_id="JointTester"/>
    </Users>
    </Application>
</Applications>