Joint- Hong Kong (ND-QI No Trading)

<?xml version="1.0" encoding="UTF-8" standalone="yes"?>
<Applications xmlns="http://www.interactivebrokers.com/schemas/IBCust_import">
    <Application>
      <Customer external_id="NDNonQI-NonUS" has_direct_trading_access="false" legal_residence_country="HKG" md_status_nonpro="true" meets_aml_standard="true" prefix="gegae" type="JOINT">
      <JointHolders type="joint_tenants">
        <WithholdingStatement effective_date="2020-06-15" fatca_compliant_type="FATCA_COMPLIANT" treaty_country="N/A"/>
        <FirstHolderDetails external_id="NDNonQI-NonUS" same_mail_address="true">
                     <Name salutation="Mr." first="Jane" last="Smith" />
                    <Residence country="HKG" />
                    <Email email="dam@ibkr.com" />
        </FirstHolderDetails>
        <SecondHolderDetails external_id="NDNonQI-NonUSSH">
                     <Name salutation="Mr." first="John" last="Smith" />
                    <Residence country="HKG" />
                    <Email email="dam@ibkr.com" />
        </SecondHolderDetails>
      </JointHolders>
    </Customer>
    <Accounts>
      <Account base_currency="USD" external_id="NDNonQI-NonUSAC" margin="CASH" multicurrency="false">
        <Capabilities>
          <Capability code="CLP"/>
        </Capabilities>
        <TradingPermissions>
          <TradingPermission exchange_group="US-Sec"/>
        </TradingPermissions>
      </Account>
    </Accounts>
    <Users>
      <User external_individual_id="NDNonQI-NonUS" external_user_id="NDNonQI-NonUSUSR" prefix="gegae"/>
    </Users>
  </Application>
  </Applications>