IDR Deposits and Withdrawals
Deposits
Easily fund your Interactive Brokers account using our straightforward deposit options. We've included everything you need to know to get your funds working for you quickly and efficiently.
Before initiating your transfer, ensure your Interactive Brokers account is active and gather the necessary information:
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Your IB account number.
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Deposit amount.
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Sending institution details.
The specific banking instructions will be provided when you create a deposit notification through the portal – an essential step that ensures your funds are properly matched to your account.
Quick Start: Fund your account
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Log in to the portal.
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Select Transfer & Pay and then Transfer Funds menu options.
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Select "Deposit Funds" followed by the desired Deposit Method.
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Click "Get Instructions" to get started.
Important IDR Deposit Information
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Can I deposit IDR to my IBKR Account?
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IBKR currently does not natively support Indonesian Rupee (IDR). You can only send IDR via a bank transfer through our partner Wise. Funds are converted to a supported currency at Wise, and credited to your IBKR account.
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How can I deposit funds via Wise?
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To deposit funds via Wise, login to Client Portal and select Transfer & Pay followed by Transfer Funds. Click Make a Deposit and select the Currency you would like to deposit from the drop-down menu. Upon selecting an eligible currency, select “Bank Transfer Via Wise” OR "Transfer from Wise balance" as the funding method.
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Bank Transfer via Wise: Offers a direct integration to deposit local currencies (e.g. RON, MYR, IDR, etc.). You will send a local currency to a Wise bank account and Wise will convert and deposit to your account a currency supported by us. The list of local currencies depends on the entity where you have your account.
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Transfer from Wise Balance: You can see the balances in your multi-currency account at Wise and you can initiate a funds transfer into your account. If you choose this method, you will first convert your non-supported currency to a supported one at Wise, then initiate a funds transfer to your IBKR account. Please see our Knowledge Base article for more info: https://www.ibkrguides.com/kb/en-us/article-4756.htm
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IBKR does not control transfer speed. Consult your sending institution about processing times and cut-off times.
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Payments requiring additional review may take longer to credit.
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Please consult with the sending institution about costs, as fees vary by financial institution. We do not charge for deposits.
Deposit Transfer Methods
Interactive Brokers offers multiple methods for depositing IDR into your account. Each method provides different benefits in terms of processing speed, convenience, and associated fees. Available transfer options may vary depending on which IBKR entity services your account, as certain deposit methods are entity specific.
Bank Transfer via Wise
Link or create a Wise profile, then send funds in your local currency to Wise. Wise converts your funds into an IBKR supported currency and transfers the funds to your IBKR account.
| Availability: | All entities except IBKR Canada, Japan, India and Australia |
| Required Information: | Your Wise username and password to link to your IBKR account. |
| Speed: | Wise converts your funds into a supported currency for this method and transfers the funds to your account. Provide transaction details to review currency-specific arrival times. |
| Limits: | Generally, no limits, however transfer limits may be set by Wise. |
| Fee(s): | Wise charges for currency conversion. Provide transaction details to review currency-specific fees. |
| Trading Availability: | Funds are immediately available for trading after arriving at IBKR. |
| Withdrawal Hold(s): | 3 business days. |
Transfer from Wise Balance
Link your Wise profile, then initiate a fund transfer from your Wise multi-currency account to your IBKR account. Wise converts your funds into an IBKR supported currency and transfers the funds to your IBKR account.
| Availability: | All entities except IBKR Canada, Japan, India and Australia |
| Required Information: | Your Wise username and password to link to your IBKR account. |
| Speed: | Wise converts your funds into a supported currency for this method and transfers the funds to your account. Provide transaction details to review currency-specific arrival times. |
| Limits: | Generally, no limits, however transfer limits may be set by Wise. |
| Fee(s): | Wise charges for currency conversion. Provide transaction details to review currency-specific fees. |
| Trading Availability: | Funds are immediately available for trading after arriving at IBKR. |
| Withdrawal Hold(s): | 3 business days. |
Withdrawals
Interactive brokers does not support IDR withdrawals at this time. Withdrawals must be made using an IBKR supported currency like USD or EUR.
Other Considerations
Unacceptable Deposit Methods
The following deposit methods are not accepted for IDR:
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Physical cash (coin or currency) – IBKR does not support physical cash deposits or over the counter transactions at bank branches.
Third Party Deposits and Withdrawals
Third party deposits are funds that originate from an account not owned by the receiving IBKR account holder. IBKR generally discourages and reserves the right to reject third-party deposits due to industry-wide fraud and money laundering concerns.
IBKR considers requests to withdraw funds to account not in your name, but approval isn't guaranteed and requires additional reviews. For faster processing its recommend to withdraw funds to your own bank account. Note that this service is not available for IBAU, IBIN, IBSJ, and IBSG customers.
Digital Wallet Providers
IBKR does not support digital banks when the bank is based on a digital wallet. IBKR does not recommend sending funds from a payment processor as funds are often sent without the payment details or sufficient information. This can lead to significant delays in allocating the deposit to your brokerage account or in some case to the rejection of the payment. Please see https://www.interactivebrokers.com/lib/cstools/faq/#/content/1218315577 for more information.
Other Restrictions
For anti-money laundering compliance, residents of high-risk countries face restrictions on transfers between countries and can only withdraw to accounts they previously deposited from. We may limit your transfer destinations regardless of location, and changing your base currency requires a 5-day waiting period before withdrawals. Restricted transactions will be automatically blocked. Please see Funds Transfer Restrictions for more information.