JPY Deposits and Withdrawals

Deposits

Easily fund your Interactive Brokers account using our straightforward deposit options. We've included everything you need to know to get your funds working for you quickly and efficiently.

Before initiating your transfer, ensure your Interactive Brokers account is active and gather the necessary information:

  • Your IB account number.

  • Deposit amount.

  • Sending institution details.

The specific banking instructions will be provided when you create a deposit notification through the portal – an essential step that ensures your funds are properly matched to your account.

Quick Start: Fund your account

  1. Log in to the portal.

  2. Select Transfer & Pay and then Transfer Funds menu options.

  3. Select "Deposit Funds" followed by the desired Deposit Method.

  4. Click "Get Instructions" to get started.

 

Important JPY Deposit Information

  • How do I deposit JPY into my IBKR account?

    • Account holders depositing from a local Japanese bank should send funds via domestic fund transfer. Overseas account holders should send JPY using an International Bank Transfer.

    • Banking instructions will be provided after submitting a deposit notification. After submitting your deposit information, you'll receive banking instructions—confirm these match the details registered with your bank.

    • A deposit notification only informs IBKR of your intent to send funds; it does NOT move any money. You must separately contact your bank to complete the actual fund transfer using the provided instructions.

  • Local Transfers

    • Local Japanese banks will need the IBSJ bank, bank code/branch code, bank account title & address, and the 7-digit destination bank account number/VAN

    • A VAN (Virtual Account Number) is a bank account number assigned specifically to you for domestic fund transfers. It should be used exclusively for deposits initiated by yourself and should not be shared with anyone else. A VAN should not be used for international fund transfers

  • International Bank Transfers

    • International bank transfers require IBKR’s banking information, SWIFT code, bank account title & address, and 10-digit bank account number. Be sure to include your name and U-account number in the memo/reference field of the transfer details. Failure to include this information may delay the arrival of funds to your account.

  • IBKR does not control transfer speed. Consult your sending institution about processing times and cut-off times.

  • Payments requiring additional review may take longer to credit.

  • Please consult with the sending institution about costs, as fees vary by financial institution. We do not charge for deposits.

 

Deposit Transfer Methods

Interactive Brokers offers multiple methods for depositing JPY into your account. Each method provides different benefits in terms of processing speed, convenience, and associated fees. Available transfer options may vary depending on which IBKR entity services your account, as certain deposit methods are entity specific.

 

Domestic Bank Transfer

Initiate a transfer from your bank using instructions provided through our portal.

Availability: IBKR Japan only
Required Information: Log in to your IBKR account and create a deposit notification to obtain the IBSJ bank, bank and branch code, bank account title and address, and 7-digit destination bank account number/VAN that you will need to provide to your local bank.
Speed:

Same day, up to 1 business day.
Limits: Transfer limits may be set by your bank.
Fee(s):

Fees may apply and are determined by your bank. Generally fees are free or very low.
Trading Availability: Funds are immediately available for trading after arriving at IBKR.
Withdrawal Hold(s): 3 business days.

 

International Bank Transfer

Setup a template at your bank to transfer funds from your bank to your IBKR account. Contact your bank to request a bank transfer and supply them with the IBKR bank transfer instructions provided to you.

Availability: All entities except IBKR Ireland, India and Australia
Required Information: Delivering bank details, currency of denomination, sending institution name, and IBKR's provided bank account details.
Speed:

1 to 4 business days.
Limits: Transfer limits may be set by your bank.
Fee(s):

Determined by your bank, generally fees do apply.
Trading Availability: Funds are immediately available for trading after arriving at IBKR.
Withdrawal Hold(s): 3 business days.

 

Transfer from Wise Balance

Link your Wise profile, then initiate a fund transfer from your Wise multi-currency account to your IBKR account. Wise converts your funds into an IBKR supported currency and transfers the funds to your IBKR account.

Availability: IBKR LLC, UK and Hong Kong
Required Information: Your Wise username and password to link to your IBKR account.
Speed:

Wise converts your funds into a supported currency for this method and transfers the funds to your account. Provide transaction details to review currency-specific arrival times.
Limits: Generally no limits, however transfer limits may be set by Wise.
Fee(s):

Wise charges for currency conversion. Provide transaction details to review currency-specific fees.
Trading Availability: Funds are immediately available for trading after arriving at IBKR.
Withdrawal Hold(s): 3 business days.

 

Withdrawals

Access your funds with our streamlined withdrawal process. This section shows you how to transfer money from your Interactive Brokers account back to your bank. We've made retrieving your funds straightforward so you can access your money when you need it.

Quick Start: Fund your account

  1. Log in to the portal.

  2. Select Transfer & Pay and then Transfer Funds menu options.

  3. Select "Withdraw Funds" followed by the desired Withdrawal Method.

  4. Click "Use The Method" to get started

 

Withdrawal Transfer Methods

Interactive Brokers provides withdrawal options depending on which IBKR entity services your account, as certain withdrawal methods may be entity specific. Available method(s) differ in processing time, limits and associated fees. Review the details below to understand your options.

 

Bank Wire Withdrawal

One-time setup of a withdrawal destination at IBKR to tell us where to send the funds via the SWIFT Network.

Availability: All entities except IBKR Ireland, Japan and Australia*
Speed: Receive the funds next day.
Limits: Daily limits apply depending on your secure login device. May be subject to further review by your bank.
Fee(s): One free withdrawal is allowed per calendar month. Subsequent withdrawals using this method will incur a fee of JPY 1,600.00 at IBKR. Your bank may charge a fee for an incoming wire.

 

Other Considerations

Unacceptable Deposit Methods

The following deposit methods are not accepted for JPY:

  • Physical cash (coin or currency) – IBKR does not support physical cash deposits or over the counter transactions at bank branches.

 

Third Party Deposits and Withdrawals

Third party deposits are funds that originate from an account not owned by the receiving IBKR account holder. IBKR generally discourages and reserves the right to reject third-party deposits due to industry-wide fraud and money laundering concerns.

IBKR considers requests to withdraw funds to account not in your name, but approval isn't guaranteed and requires additional reviews. For faster processing its recommend to withdraw funds to your own bank account. Note that this service is not available for IBAU, IBIN, IBSJ, and IBSG customers.

 

Digital Wallet Providers

IBKR does not support digital banks when the bank is based on a digital wallet. IBKR does not recommend sending funds from a payment processor as funds are often sent without the payment details or sufficient information. This can lead to significant delays in allocating the deposit to your brokerage account or in some case to the rejection of the payment. Please see https://www.interactivebrokers.com/lib/cstools/faq/#/content/1218315577 for more information.

 

Other Restrictions

For anti-money laundering compliance, residents of high-risk countries face restrictions on transfers between countries and can only withdraw to accounts they previously deposited from. We may limit your transfer destinations regardless of location, and changing your base currency requires a 5-day waiting period before withdrawals. Restricted transactions will be automatically blocked. Please see Funds Transfer Restrictions for more information.

 

Top Deposit and Withdrawals FAQ's

Funding and Asset Transfers